I Guess I Won’t Pay My Home Insurance this Year Either, and Just let the Place Burn Down! By Michael Ferguson

     Well I got my home insurance bill for $870, and was shocked, until I got other quotes some from friendly bank of over $2,000. I was depressed yesterday, but having gone through the five stages of dying, now accept that my life is over, and if the house burns down, it burns down. Maybe I will go with it. At least it will be a warm way to cash out! And my son, who just got $10,000 emergency super release, does not want to chip in and help out his poor old dad, so maybe free board and lodging has gone to his head, and he should put that money to finding somewhere else to live?
  https://www.npr.org/2020/06/03/867856602/millions-of-americans-skipping-payments-as-tidal-wave-of-defaults-and-evictions

“Americans are skipping payments on mortgages, auto loans and other bills. Normally, that could mean massive foreclosures, evictions, cars repossessions and people's credit getting destroyed. But much of that has been put on pause. Help from Congress and leniency from lenders have kept impending financial disaster at bay for millions of people. But that may not last for long. The problem is that these efforts aim to create a financial bridge to the future for people who've lost their income in the pandemic — but the bridge is only half-built. For one thing, the help still isn't reaching many people who need it. "My wife has filed, certified every week for her unemployment for 10 weeks now, and they have done nothing," says Jonathan Baird of Bruceton, Tenn. "We've struggled."Baird is a disabled veteran, not injured in wartime, who gets a small disability pension. When the pandemic hit, his wife lost her job as a home health aide. That was most of their income. And like many other contract workers, she has run into long delays trying to collect unemployment. Meanwhile, Baird says his mortgage company told him that he didn't qualify for a federal program to postpone payments. Many homeowners have been given wrong or misleading information from lenders about that. And it appears that is what happened in Baird's case. Baird also called Ford to try to get a break on the payments for his pickup truck. "When I contacted them, they told me that there was nothing they could do," he says. "Just basically make your payment or suffer the late fees."

     I imagine the same plight is befalling Australians, such as myself. So, to hell with home insurance. As for public liability, well, it is blood from a stone. How bad could gaol be?